Hard Inquiry Removal

Service Description

A hard inquiry is a credit check that appears on your credit report when a lender or creditor checks your credit as part of the application process for a loan, credit card, or mortgage. These inquiries can temporarily lower your credit score by a few points, but they typically have a minimal impact and will fall off your report after two years. If you see a hard inquiry that you don't recognize, you have the right to dispute it, especially if it appears to be unauthorized or fraudulent.